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Union Bank Aptitude Tests, SJT, Recruitment Process & Interviews Online Preparation – 2026

Solving Aptitude Tests

What Is Union Bank?

Union Bank UK is headquartered in London, and is parented by the Union Bank of Nigeria, which is one of the oldest banks in West Africa. This bank is a well-established company that provides several services including serving as an intermediary during transactions between the UK and West Africa, providing personal financial services, and completing commercial banking. Union Bank strives for excellence and wants employees who will hold themselves to the same standard. Union Bank employees should be passionate about banking and want to be the heart of the company’s operations.

 

What Is Union Bank’s Hiring Process?

Union Bank’s recruitment process mostly follows the same basic steps. The process can take a month or two to complete. The stages of the process are:

Application

To begin, you can fill out a Union Bank application for your desired career. Based on the job you’re applying for, you will be prompted to complete a series of questions and to enter CV and background information.  You can find more information about this process by browsing Union Bank of Nigeria’s careers page.  You may apply for multiple roles at one time, so feel free to apply to however many roles fit your skills and desires.

Union Bank’s Psychometric Tests

Psychometric tests are important screening tools for companies that have lots of applicants. The following SHL psychometric tests may be used:

  • Numeric Reasoning Test
    The numerical reasoning test will probably take around twenty-five to thirty minutes to complete and you will probably have around eighteen to twenty-five questions to answer in this time. The numerical reasoning test will be divided into several sets. A table or chart with numerical factors will be provided, and you will have to use that information to answer the questions. This test is meant to show your ability to understand and make decisions using numerical information.
  • Verbal Reasoning Test
    The verbal reasoning test is meant to test your aptitude for comprehending written text. You will be given a series of true, false, or cannot say base on the information provided type questions. Like the numerical reasoning test, this test shows your ability to use the information provided to make deductions. Try to avoid jumping to conclusions and only use the information the test has provided. While you do not need outside information to complete this test, practice is still advisable.
  • Situational Judgment Test (SJT)
    The situational judgment test is another timed test that will simulate workplace situations and ask you to rank the provided solutions from most to least valid. This test shows employers how you will behave in workplace scenarios and whether you have the right skill set for the job.
  • Technical Tests
    For some jobs, you may be asked to take a technical aptitude test to show that you have the necessary skills for a career with Union Bank. Inquire about technical tests you may have to take to learn more about this requirement.

Screening Calls

Before you get an interview, you may be given a screening call or two to verify your background information and the details about the job. You may be asked some technical questions, but primarily this step is to ensure you have the right credentials and demeanour to move on to a formal interview. For the screening calls, focus on reviewing your basic information and determining your motivations for working at Union Bank.

Union Bank Interviews

At Union Bank, you may be asked to complete multiple interviews in-person. This type of interview may take place in front of one person, but sometimes, you will be interviewed in front of a few people. Be sure to prepare yourself for your interviews so that you can make a good impression. At this stage, you may also be asked to complete case studies, simulations, or to give a presentation.

 

Union Bank Interview Questions & Tips

Some of the most important pre-employment steps are the interviews. You may be asked a variety of questions including technical questions that pertain to the job, questions about your background, situational questions, and motivational questions. Practice a myriad of interview questions to best get ready for the several rounds of interviews you may be asked to complete.

Some of the questions you may be asked are:

  • Imagine you’ve been confronted by an angry customer. How would you handle this situation?
  • Tell me about a project in which you took the lead.
  • Why Union Bank? What makes us different from other companies?
  • What are five of your strengths and weaknesses?
  • What projects have you completed that are akin to this position?
  • Where do you see yourself in the future?

 

Free Union Bank SHL-Style Practice Test

To help you ace your online assessment, our team has put together realistic mock questions modeled directly after the SHL Verify G+ and SHL Verify Interactive platforms used by Union Bank recruiters. Try them below to test your speed and accuracy.

Section 1: Numerical Reasoning Sample Question

Instructions: Review the financial data table below. Use the information provided to answer the question. You have approximately 75 seconds per question on the real test.

Q1: Asset Distribution Table (Union Bank UK plc Portfolio)

Asset Class Q1 Valuation (£m) Q2 Valuation (£m) Projected Q3 Growth (%)
Commercial Real Estate 145.5 152.0 +4.5%
Corporate Bonds 210.2 198.5 -2.0%
Retail Mortgages 420.0 435.8 +3.2%
Sovereign Debt 95.0 95.0 0.0%

Question: What is the projected absolute value increase (in millions of £) for the Retail Mortgages portfolio from Q2 to Q3, rounded to two decimal places?

  • A) £13.44m
  • B) £13.95m
  • C) £15.80m
  • D) £449.75m

Answer & Detailed Explanation:

Correct Answer: B) £13.95m

  1. Identify the Q2 Valuation for Retail Mortgages: £435.8m.
  2. Identify the Projected Q3 Growth: +3.2%.
  3. Calculate the absolute increase: £435.8m × 0.032 = £13.9456m.
  4. Round to two decimal places: £13.95m.

Section 2: Verbal Reasoning Sample Question

Instructions: Read the passage carefully. Determine if the statements below are True (the statement follows logically from the text), False (the statement is logically false based on the text), or Cannot Say (there is not enough information to know for sure).

Passage: Anti-Money Laundering (AML) Compliance
“Union Bank requires all retail and commercial banking personnel to complete annual Anti-Money Laundering (AML) refresher courses. Employees handling international trade finance must undergo an advanced, secondary certification due to the heightened risk of cross-border financial crime. Failure to complete mandatory compliance training within 30 days of the assignment deadline results in temporary suspension of internal system access until the training is finalized.”

Statement 1: All Union Bank employees are required to complete the advanced, secondary AML certification annually.

  • Selection: FALSE
  • Explanation: The text states that all personnel take the general refresher course, but only employees handling international trade finance must undergo the advanced secondary certification.

Statement 2: An employee who misses their compliance training deadline by 5 weeks will lose access to internal systems.

  • Selection: TRUE
  • Explanation: 5 weeks is 35 days. The passage explicitly states that missing the deadline by more than 30 days results in the temporary suspension of system access.

Section 3: Situational Judgement (SJT) Sample Question

Instructions: Read the workplace scenario below. Select both your Most Effective response and your Least Effective response from the choices provided.

Scenario: The Critical Loan Application
“You are a Credit Analyst at Union Bank. A high-priority commercial client submits a loan application on Friday morning, requesting urgent approval by Monday noon to secure a real estate purchase. While reviewing the documents, you notice that a crucial third-party valuation report is missing from their file. Your supervisor is out of the office until Monday.”

  • Option A: Approve the loan provisionally to meet the deadline, adding a conditional clause that the missing report must be submitted by next Friday.
  • Option B: Contact the client immediately to inform them of the missing document, explain that the Monday deadline is missed without it, and ask them to expedite the report.
  • Option C: Review the rest of the file, compile your credit risk report highlighting the missing piece, and leave it marked as urgent for your supervisor’s immediate review first thing Monday morning.
  • Option D: Reach out directly to the client’s designated relationship manager within the bank to flag the missing document, working with them to contact the third-party evaluator directly to get an electronic copy sent before Monday.

Action Analysis:

  • MOST EFFECTIVE: Option D. This choice shows active problem-solving, collaboration with internal stakeholders (the relationship manager), and a proactive attempt to meet the client’s crucial timeline while maintaining compliance standards.
  • LEAST EFFECTIVE: Option A. Approving a commercial loan without mandatory valuation documentation violates basic banking compliance protocols and risks severe internal auditing penalties.

 

How to Prepare for Union Bank Assessments?

Psychometric exams give companies insight into what you’ll be like as an employee.  Those who do well on these tests may be asked to give an interview or two. Accordingly, it’s important to practice for these tests. Preparation is easy when you use online practice assessments and study the types of questions you may experience. With practice, you can reduce the stress and worry you have when taking the required aptitude tests.

 

Conclusion

Graduates looking for work can find careers in a thriving company when they apply to Union Bank. Job seekers can have extensive opportunities with this company, but to obtain these opportunities, you must know the recruitment process and prepare both for online tests and your interviews. Accordingly, do additional research on the company and take some time to study psychometric questions. By taking these steps, you will increase your odds of getting a job at Union Bank.